Sounds like if a fella wants to be an Independent Trucker he better pretty much be independently wealthy. Anyone who considers $25K "chump change" and needs, say $125K just to make a run from Tucson to Tucumcari to make a Grand or so, less fuel and insurance. Then maybe he better consider gettin' hisself a job driving for someone who can afford the overhead.
Not every cowboy gets to own the ranch.