one cafeteria manager told me her net income is $1800/mo. Her portion of health insurance is $700.00 making her "net, net" $1100.00. She said every year her "net, net" is less money than the year before - even with a 1.5% raise - because her shared cost of health insurance goes up higher than her increases in salaries.
Sounds like she really, really needs ACA: Down near the poverty line, it supplies tax credits to limit your cost for a policy to 3% of your AGI. If she is sole earner and has a few kids, with $1800/month, her policy would cost her $54/month!
