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....Consider how much more likely it is to make connections with your neighbors when you have less concern about "getting by"...
My co-workers and I are feeling the 'getting by' phenomena. We work for a good company - but those good wages only come after five plus years of service. I'm only in year two unfortunately. A year from now, I'll be doing better, but, that's a YEAR FROM NOW.
Three years from now, I'll be doing spectacular - nearly 1.75 times more than I make today.