You can actually get up to $20,000 if you have documentation of time and money spent as a result of their data breach. Good news for people who have, because this can be a real hassle. I just froze my credit union reports some years ago. It's a hassle when you need to get some credit, but at this point in my life, that is few and far between. My only problem is Social Security. They want to check your credit to verify your identity and open an on-line account, so I have to go down to their office and wait in line for a few hours.