Full price ACA is a hell of a lot more than subsidized ACA. Most of these 18-26 year old kids riding on their parent's ACA policies would be far better off with their own, as long as their income is low enough. Brianne could have got the same policy for nothing, if you had just done some research.
Of course, it's pretty damned complicated to figure out what your yearly income will be and the consequences for guessing wrong can be devastating. All screwed up indeed!
Believe me when I say we did do our research.
If there was a way to lower the rate, we would have found it.
That's why Brianne's subsidy kicked in, she is working full time and she's past the 26 year threshold.
Daryl will most likely be shunted over to Medicare in about another year due to his favorable SSDI status.
That took two years.
Seventeen bucks a month is a bargain for Bri.
