Rick, I appreciate your adding to Jeff's punch list, but he's just one guy...

Here's a genuine suggestion. You have the ability to start threads. If you want to take on the responsibility of posting CHB columns for discussion (a great idea, I think), it's within your power. I think the forum still exists. Have at it, my friend. smile

A well reasoned argument is like a diamond: impervious to corruption and crystal clear - and infinitely rarer.

Here, as elsewhere, people are outraged at what feels like a rigged game -- an economy that won't respond, a democracy that won't listen, and a financial sector that holds all the cards. - Robert Reich