I have a friend who said that it would have preferred if the gov just got rid of the interest and applied all paid interest onto the debt. I remember when Obama did this one and was not exactly happy with it then and the interest thing was just offensive.

I had a heart specialist who saved up 100,000.00 to pay on her debt, It only covered her interest. Her husband is a canadian and when he finished his schooling he worked for the Canadian government for something like 5 years (not sure) but it paid off his entire debt. They both moved to Canada - screw the 'loan'.