Whatever the reason(s), I'm still appreciative of those who had the stones to oppose what was a really bad bill.
I do agree that it was a bad bill. Congress has a tough time doing anything right, and when you also rush the process it does an even worse job.
However, something needs to be done. Whether we like it or not we live in a world of credit. If the world does not have confidence in the banks then it's not too far from runs on banks and total chaos on the streets.