There's a good book I read awhile back called 'Snow Crash' that had a reality not unlike what you're describing, PIA. I think it was called the 'metaverse' but it was more like a 3-d internet where you walk around in it with your avatar, not unlike a video game. You were 'goggled in' and could hook up with friends and pretty much anything was on tap to do.

Wetware!

Yeeesh, that sounds so dystopian.