There is one problem with ACA: It starts at 138% of the poverty line and the bill writers included a generous Medicaid expansion provision that would have the federal government pay most the cost. In some states, the governor has chosen NOT to accept that gift just to screw poor people who work, and to try to sabotage ACA. So Medicaid is free, then there is a gap with no coverage, then ACA is free if you earn enough to qualify.

But that's on your governor and the fools who vote for them. Feel free to recall him or vote for a governor who isn't so petty and vindictive. Many Republican governors have accepted Medicaid expansion.