Congratulations, Rick! It appears from your series of posts that they are exactly the kinds of behaviors that the Biden administration has been focusing on. That your $29K loan ballooned to nearly 4 times the original debt is the biggest problem with the program, and why it is such a drain on the economy.

A well reasoned argument is like a diamond: impervious to corruption and crystal clear - and infinitely rarer.

Here, as elsewhere, people are outraged at what feels like a rigged game -- an economy that won't respond, a democracy that won't listen, and a financial sector that holds all the cards. - Robert Reich